Credit Solutions

360 Credit Solutions
La Mirada, CA 90638
ph: 562 921 7280
fax: 866 254 5478

Inquiry Removal

 

Removing Inquiries

New credit is one of the factors used to determine your credit score. In fact, new credit accounts for 10 percent of your credit score.

Hard inquiries are considered a subset of the new credit category.

According to Fair, Isaac & Co., the information about inquiries that can be factored into your FICO score includes:

  • the number of recently opened accounts that you have and the proportion of accounts that are recently opened compared with long-standing accounts, by type of account;
  • the number of recent inquiries;
  • the time since recent account openings, by type of account; and
  • the time since you last had any credit inquiries.

As Fair, Isaac & Co. writes on its Web site:

For many people, one additional credit inquiry (voluntary and initiated by an application for credit) may not affect their FICO score at all. For others, one additional inquiry would take less than 5 points off their FICO score.

Inquiries can have a greater impact, however, if you have few accounts or a short credit history. Large numbers of inquiries also mean greater risk. 

The fastest way to boost your score is by removing credit inquiries from your credit report.

WE PROVIDE INQUIRY REMOVAL SERVICES

Did you know that each credit inquiry costs you up to 5 points on your report?? What if you had 10 recent inquiries?? That would cost you up to 50 points!

IN FACT…When you apply for a new credit card, automated underwriters will robotically decline you if you have more than 6 inquiries on your report. 
 

By removing 10 recent inquiries, your score can go from 650 to 700! 

These are your benefits….

  • INQUIRY REMOVAL from your credit report will INCREASE your credit score immediately that will allow you to…

   -Get better rates on your mortgage

   -Drive the car of your dreams

   -Get business lines of credit

   -Get credit cards with higher limits 

Our company will process your requests in 5 to 7 days so you can see immediate results online!

If you let us FAST FORWARD YOUR CREDIT LIFE with our services, we guarantee that you will definitely be satisfied with the results.


Here's how it works.

1. Sign up with www.creditexpert.com and get a tri-merged report.

2. Count your inquiries on Experian and Equifax.

3. Fill out the order form and credit information, the fax to 866 254 5478

4. As soon as the payment goes through we will process your request.

5. You will be able to see your inquiries removed online.

Lead Time/Prices

Program #1 

Experian:
7-10 days/$40 per inquiry.

Equifax:
7-10 days/$40 per inquiry.

Will show FRAUD ALERT on Credit Report

$400 minimum for Experian and Equifax 

Program #2 

Experian:
5 days/$90 per inquiry. NO FRAUD ALERT on Credit Report

*If you have a Fraud Alert shows up and you want to remove it, we will tell you how! It will be removed in approx. 3-5 days 

 

 TransUnion:

21 days - We will show you how to remove TransUnion Inquiries for FREE with any order of Experian and Equifax Inquiry removal.

Pay by Credit Card, "Your best fraud protection available" 

ORDER FORM

For further questions feel free to CONTACT US

*Please note that inquires attached to live accounts sometimes cannot be removed. 

 

 


 

     

     


     

     

     

     

     

     


     

    360 Credit Solutions
    La Mirada, CA 90638
    ph: 562 921 7280
    fax: 866 254 5478